General Liability Insurance

To protect our commercial clients from bodily injury claims and property damages occurring on their property and for which they are held responsible, Capstone offers a wide range of Commercial General Liability Insurance options. Your policy can be customized to fit the needs of your business, and to provide supplemental coverage for attorney’s fees, court costs and other expenses associated with litigation and liability lawsuit defense as well as judgment payouts.

Capstone offers two forms of General Liability Coverage – an occurrence form and a claims-made form. These two forms are similar in coverage, but differ somewhat in the way that claims are handled. Under an occurrence form, bodily injury and property damage claims that occur during the term are covered, even if a claim is reported after the policy term ends, while the claims-made form, only claims that are filed during the term of the policy are covered.