Direct General Insurance Company


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757 536 3801
1736 East Little Creek Rd.
Norfolk , Virginia 23518

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Mexico Auto Insurance

Traveling to Mexico?

According to the U.S. State Department, "If you are involved in an automobile accident in Mexico, you may be taken into police custody until it can be determined who is liable and whether you have the ability to pay any penalty. If you do not have Mexican liability insurance, you may be prevented from departing the country even if you require life-saving medical care, and you are almost certain to spend some time in jail until all parties are satisfied that responsibility has been assigned and adequate financial satisfaction received. Drivers may face criminal charges if injuries or damages are serious." If you are involved in a car accident while driving in Mexico, report it immediately to the Mexican insurer before you exit Mexico and keep a copy of the report.

Most folks don't realize that the auto insurance policy that keeps you legal in the U.S. won't cover you in Mexico. And, most U.S. insurers won't cover a comprehensive or collision claim that happens in Mexico. The good news is, you can find plenty of short-term Mexico Auto Insurance policies from reputable and authorized insurers that will fit your travel plan needs. See more tips for driving through Mexico by car.

What coverages should you consider?

A typical Mexico tourist auto insurance policy should include coverages like:

  • Civil Liability Insurance (Liability limits vary, but you should choose the highest limit you can afford. A typical recommended limit is $300,000.)
  • Legal, bond, and bail assistance
  • Medical expense
  • Comprehensive and collision
  • Total theft protection
  • 24-hour Roadside assistance 

Direct Auto Insurance can help you find the Mexico car insurance you need through our associates at MXGA, Inc.* who have over 20 years of experience placing insurance in the Mexico market. Policy terms are available for as few as 24-hours or up to 1 year. We can also find you a policy that will cover your trailer, RV, boat, and/or jet ski. 

Traveling from Mexico to the U.S.?

Folks driving from Mexico into the United States must have auto insurance through a company that is authorized in the United States and that meets the applicable state financial responsibility requirements. MXGA, Inc also offers auto insurance that can fit the needs of individuals driving from Mexico into the U.S.

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1736 East Little Creek Road
Norfolk, VA 23518
(757) 480-3873
Mon-Fri 9:00 am to 5:30 pm
Sat 9:00 am to 2:00 pm