Repossession

At America Law Group, Inc., we specialize in handling cases of repossession and bankruptcy. If you are behind on car payments or have defaulted on a car lease, filing for bankruptcy can invoke an 'Automatic Stay' order from the court, preventing creditors from repossessing your vehicle. Even if your vehicle has been repossessed but not yet sold, our experienced attorneys can assist in potentially retrieving it through bankruptcy proceedings. Particularly, filing a Chapter 13 bankruptcy might allow you to retain your vehicle and manage overdue payments by possibly reducing the interest rate and principal loan amount through a process known as 'cramdown' if the vehicle has been owned for over 2.5 years. Contact us for a free initial phone consultation to explore how we can provide you with legal guidance and financial relief.